BENEFITS PLANS - HEALTH PLANS: SUMMARY OF BENEFITS AND COVERAGE
The University of Michigan offers a series of health coverage options. Choosing a health coverage option is an important decision. To help you make an informed choice, the university makes available a Summary of Benefits and Coverage (SBC), which is a federally-mandated document intended to help individuals compare health plans. An SBC details deductibles, coinsurance and out-of-pocket limits for various services in a prescribed format. A Uniform Glossary of Health Coverage and Medical Terms to accompany the SBC is also available.
Choose the health plan option from the appropriate Summaries of Benefit and Coverages. You may also call the HR/Payroll Service Center at 734-615-2000 or 866-647-7657 (toll free) to request printed copies of a specific plan’s SBC and/or the Uniform Glossary at no charge.
Please note: All of the documents listed on these pages are in Adobe Portable Document Format (PDF).
If you do not already have Adobe Acrobat Reader on your computer, you must download and install Adobe Acrobat Reader before you will be able to view or print Benefits forms.
Summary of Benefits and Coverage (SBC)
The University of Michigan in its sole discretion may modify, amend, or terminate the benefits provided with respect to any individual receiving benefits, including active employees, retirees, and their dependents. Although the university has elected to provide these benefits this year, no individual has a vested right to any of the benefits provided. Nothing in these materials gives any individual the right to continued benefits beyond the time the university modifies, amends, or terminates the benefit. Anyone seeking or accepting any of the benefits provided will be deemed to have accepted the terms of the benefits programs and the university's right to modify, amend or terminate them.