Benefits A-Z
developed by HR communications

Life Events - COBRA

The right to COBRA coverage was created by federal law, the Consolidated Omnibus Budget Reconciliation Act of 1985 (COBRA). COBRA coverage can become available to you when you would otherwise lose your group health coverage. It can also become available to your spouse and dependent children, if they are covered under your group health plan, under specific circumstances when they would otherwise lose their coverage.

Click on the link below for information about your right to continue your health care coverage under the University of Michigan group health plans.

COBRA Premium Subsidy under the American Recovery and Reinvestment Act

COBRA FAQs (PDF)

COBRA Continuation Privileges for Staff Members and/or Dependents

Continuation Coverage Rights Under COBRA (PDF)

COBRA Forms

COBRA RATES

Click here for 2010 COBRA rates.

2009 COBRA Medical Plan Rates


Blue Cross Blue Shield of Michigan Community Blue PPO

You Only

 $     509.20

You + Adult

 $  1,018.41

You + Adult + Children

 $  1,435.98

You + Child

 $     784.20

You + Children

 $     784.20

Comprehensive Major Medical

You Only

 $     398.21

You + Adult

 $     796.42

You + Adult + Children

 $  1,122.96

You + Child

 $     613.24

You + Children

 $     613.24

GradCare (Applies to All)

You Only

 $     210.30

You + Adult

 $     420.61

You + Adult + Children

 $     593.07

You + Child

 $     323.89

You + Children

 $     323.89

Health Alliance Plan

You Only

 $     442.44

You + Adult

 $     884.87

You + Adult + Children

 $  1,247.68

You + Child

 $     681.36

You + Children

 $     681.36

Priority Health HMO

You Only

 $     518.22

You + Adult

 $  1,036.44

You + Adult + Children

 $  1,461.39

You + Child

 $     798.07

You + Children

 $     798.07

U-M Premier Care

You Only

 $     435.19

You + Adult

 $     870.39

You + Adult + Children

 $  1,227.26

You + Child

 $     670.20

You + Children

 $     670.20

 

2009 Monthly Dental Plan Rates for COBRA


Option 1

You Only

 $        20.50

You + 1 Child

 $        41.00

You + 1 Adult

 $        41.00

You + 1 Adult + Children

 $        65.40

You + 2 or More Children

 $        65.40

Option 2

You Only

 $        36.31

You + 1 Child

 $        72.62

You + 1 Adult

 $        72.62

You + 1 Adult + Children

 $     112.93

You + 2 or More Children

 $     112.93

Option 3

You Only

 $        52.12

You + 1 Child

 $     104.24

You + 1 Adult

 $     104.24

You + 1 Adult + Children

 $     162.10

You + 2 or More Children

 $     162.10

 

2009 Davis Vision Monthly Rates for COBRA


You Only  $      10.57
You + Adult  $      16.50
You + Adult + Children  $      28.58
You + Child  $      16.50
You + 2 or more Children  $      28.58

How To Pay

Full premiums are due on the first of each month for that month's coverage (i.e., the premium for the coverage period of June 1st through June 30th is due on June 1st.) Any late or partial payments will be processed and refunded.

To pay for your benefits, make your check or money order payable to "University of Michigan" and mail it to the University of Michigan's remittance processing service at the following address:

University of Michigan – Payroll
Box 223081
Pittsburgh, PA 15251-2081

Please write your UMID (if known) or U.S. Social Security number on your check.

Every effort has been made to ensure the accuracy of the benefits information in this site. However, if any provision on the benefits plans is unclear or ambiguous, the Benefits Office reserves the right to interpret the plan and resolve the problem. If any inconsistency exists between this site and the written plans or contracts, the actual provisions of each benefit plan will govern. The University of Michigan in its sole discretion may modify, amend, or terminate the benefits provided with respect to any individual receiving benefits, including active employees, retirees, and their dependents.