Benefits A-Z
developed by HR communications

Benefits Eligibility - House Officers Association (HOA)

Eligibility Criteria Eligible for these plans Not eligible for these plans
You receive U-M funding and have a 0% or greater appointment lasting 4 consecutive months or longer.

Medical, including Prescription Drug coverage

Dental Plan (Option 1, 2, or 3)

Vision Plan

Long-Term Care

Legal Plan

Long-Term Disability (provided through the House Officer Association)

University Life, Optional Life, and Dependent Life Insurance

Flexible Spending Accounts (stipends not eligible)

Retirement Plan (SRA only) with a 1% or greater appointment for 4 consecutive months or longer

Travel Accident Insurance and Secure Travel Plan

Expanded/Basic Long-Term Disability

Basic Retirement Plan

Limitations
The University of Michigan in its sole discretion may modify, amend, or terminate the benefits provided with respect to any individual receiving benefits, including active employees, retirees, and their dependents. Although the university has elected to provide these benefits this year, no individual has a vested right to any of the benefits provided. Nothing in these materials gives any individual the right to continued benefits beyond the time the university modifies, amends, or terminates the benefit. Anyone seeking or accepting any of the benefits provided will be deemed to have accepted the terms of the benefits programs and the university's right to modify, amend or terminate them.
Every effort has been made to ensure the accuracy of the benefits information in this site. However, if any provision on the benefits plans is unclear or ambiguous, the Benefits Office reserves the right to interpret the plan and resolve the problem. If any inconsistency exists between this site and the written plans or contracts, the actual provisions of each benefit plan will govern. The University of Michigan in its sole discretion may modify, amend, or terminate the benefits provided with respect to any individual receiving benefits, including active employees, retirees, and their dependents.