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Benefits Enrollment
- Benefits Enrollment Checklist
- Paying for Your Benefits
- Benefit Enrollment Deadlines and Defaults (PDF)
Benefits Eligibility
- Faculty, Staff, LEO Lecturers III/IV, AFSCME, POAM, MNA, IUOE, Trades
- Supplemental, LEO Lecturers I/II
- GSI, GSSA
- GSRA
- HOA
- Research Fellows
- Professional Specialists
- Benefit-Eligible Fellowship Holders
- Medical School Students
- Retirees
- Your Dependent’s Eligibility
- Spouse
- Other Qualified Adult (OQA)
- Never Married Children by Birth, Adoption, or Legal Guardianship*, Birth to Age 25
- Never Married Children of your Spouse or Other Qualified Adult, Birth to Age 25
- Never Married Principally Supported Children, to Age 19
- Never Married Disabled Children, Age 19 or Older
- Eligibility Chart (PDF)
Benefit Groups
- Faculty
- Graduate Student Employees, Benefit-Eligible Fellowship Holders, and Medical School Students
- House Officers
- Research Fellows
- Retirees
- Long-Term Disability Recipients
- Prospective Employee
- New Employee
Benefits Plans
- Medical Insurance
- Medical Plan Navigator (This link will open in a new window)
- Plan Summary
- Plan Costs
- Plan Coverage Comparison Chart (PDF)
- Provider Directories
- Coordination of Benefits
- Choosing a Plan
- U-M Premier Care
- Priority Health HMO
- Health Alliance Plan (HAP)
- Blue Cross Blue Shield of Michigan Community Blue (PPO)
- Comprehensive Major Medical
- GradCare
- U-M Retirees
- Medicare
- Prescription Drug Plan
- Drug Updates and New Releases
- Eligibility and Enrollment
- Coverage
- Costs and Co-pays
- Medicare Part D
- Preferred Drug List
- Formulary
- Exclusions, Limitations, Prior Authorization, Dose Optimization, Step Therapy, Self-Administered Injectable Medications
- ID Card, Claims, and COB Secondary Claims
- Pharmacy Network
- Mail Order Service
- PA Appeals Process
- Prescripton Drug Plan Forms
- Prescription Drug Plan Newsletter
- Reference Materials and Reports
- Safety Tips
- Special Programs
- Contact informedRx/SXC
- Contact Walgreens Mail Service
- Dental Plan
- Vision Plan
- Group Life Insurance
- Long Term Care
- Long-Term Disability
- Legal Plan
- Flexible Spending Accounts
- Eligibility and Enrollment
- How You Benefit
- Advantages of Flexible Spending Accounts
- Contribution Limits
- SHPS FSA Calculator (This link will open in a new window)
- Effective Dates and Mid-Year Election Changes
- Questions to Consider
- About SHPs
- Electronic Funds Transfer (EFT)
- Submitting Claims for Reimbursement
- Special Circumstances
- Bi-Weekly Payroll Deduction Schedules for Flexible Spending Accounts
- Health Care Flexible Spending Account
- Eligible Expenses
- SHPS Health Care FSA Online Calculator (This link will open in a new window)
- Health Care Expenses Worksheet
- Potential Tax Savings
- SHPS Spending Account Card
- Filing Claims for Reimbursement
- Dependent Care Flexible Spending Account
- Your Contribution Limits
- Eligible Expenses
- SHPS FSA Online Calculator (This link will open in a new window)
- Dependent Care Expenses Worksheet
- Filing Claims for Reimbursement
- Kids Kare at Home
- Retirement Savings Plans
- Basic Retirement Plan
- Supplemental Retirement Accounts (SRAs)
- Extra to Basic vs. SRA
- Eligible Compensation
- New Employee SRA Calculator (PDF)
- TIAA-CREF Investment Funds
- Fidelity Investment Funds
- Enrollment Deadlines
- Compulsory Participation
- Cancel Enrollment
- Re-Enrollment
- Retirement Savings Plan Forms
- Quarterly Statements
- Rollovers & Transfers
- Cash Withdrawals
- QDRO
- Your Tax Deferring Limit
- Federal Income Tax
- Michigan Income Tax
- IRS 10% Penalty
- Myths and Misconceptions
- Military Leave
- MPSERS
- Your Retirement Income Choices
- How to Choose a Financial Planner
- IRS/SRA Max Limit Handbook
- Glossary
- Your W-2
- Temps
- IRC 415(c) Limit
- 457(b) Plan
- 457(b) Plan at a Glance
- How Does the 457(b) Plan Work?
- 457(b) or and SRA?
- IRS Saver’s Credit
- TIAA-CREF
- Fidelity Investments
- Eligible Compensation
- How Do I Enroll?
- How Much Can I Contribute?
- Rollovers into the 457(b) Plan
- Quarterly Statements
- Military Leave of Absence
- Direct Transfers
- Transfers for Purchase of Service Credit
- Cash Withdrawals
- Loans
- What Are My Options When I Leave U-M?
- Rollovers Out of the U-M Plan
- Federal Income Tax
- TIAA-CREF Income Options
- TIAA-CREF and Fidelity Income Options
- Your W-2
- Premium Conversion
- Travel Accident Insurance
- HIPAA Compliance
Life Events
- Beneficiary
- Birth of a Baby or Adoption
- COBRA
- Death
- Disability
- Divorce
- Job Change
- Leaves
- Legal Guardianship
- Marriage
- Military Service Leave
- Move Out of a Managed Care Service Area
- New Employee
- Open Enrollment
- Prospective Employee
- Retiring from U-M
- Reduction in Force (RIF)
- Research and Travel
- Sabbaticals
- Termination
Forms
- Adobe Acrobat Reader Help
- Claim Forms
- Enrollment Forms for New Faculty and Staff Members
- Medical Insurance Forms
- Prescription Drug Plan Forms
- Dental Plan Forms
- Vision Plan Forms
- Life Insurance Forms
- Expanded Long-Term Disability Forms
- Flexible Spending Account Forms
- Retirement Savings Plan Forms
- 457(b) Forms
- Graduate Student Forms
- Other Qualified Adults Forms
- Benefits Enrollment Change Forms
- COBRA Forms
- Having Problems Loading / Printing Benefits forms
Benefits Books
Benefits Education
HIPAA Compliance
Contact
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Confidentiality Statement
Every effort has been made to ensure the accuracy of the benefits information in this site. However, if any provision on the benefits plans is unclear or ambiguous, the Benefits Office reserves the right to interpret the plan and resolve the problem. If any inconsistency exists between this site and the written plans or contracts, the actual provisions of each benefit plan will govern. The University of Michigan in its sole discretion may modify, amend, or terminate the benefits provided with respect to any individual receiving benefits, including active employees, retirees, and their dependents.