Life Events - Open Enrollment for 2013 benefits
Flexible Spending Accounts for 2013
Open Enrollment for making changes to your benefits for 2013 is over, but there is still time to enroll in a Flexible Spending Account.
- FSA enrollments do not carry over from year to year and you must re-enroll if you wish to participate in 2013.
- To learn more about FSAs, view the 2013 Flexible Spending Account book.
- Click here for FSA enrollment information, the 2013 FSA enrollment form, and deadlines.
FSA Limit Will Change
New legislation from the Affordable Care Act goes into effect for 2013 that will reduce the annual Health Care FSA contribution limit from $6,000 to $2,500. The limit for the Dependent Care FSAs remains $5,000 per family. Complete information on this change can be found at healthcare.gov
What's New for 2013
The following changes take effect on January 1, 2013.
- List of covered preventive services
Depending on your age, gender, and health status, the Affordable Care Act has expanded the list of preventive services covered at no cost to you. In certain circumstances your copayment or deductible may be waived for certain preventive screenings, immunizations and counseling services. To find out which preventive services have been added, visit the Healthcare.gov website at healthcare.gov/prevention/index.html
- Health Care Flexible Spending Account limit will change
New legislation from the Affordable Care Act goes into effect for 2013 that will reduce the annual Health Care FSA contribution limit from $6,000 to $2,500. The limit for the Dependent Care FSA's remains $5,000 per family. Complete information on this change can be found at healthcare.gov - Click here for more information on FSAs
- Autism Diagnosis and Treatment
Beginning January 1, 2013, all University of Michigan health plans will comply with the State of Michigan request to provide coverage for diagnosis and treatment of autism spectrum disorders. Please contact your health plan for specific coverage provisions before seeking treatment.
- Summary of Benefits and Coverage
As in previous years, detailed health plan information is available through the Benefits Office website and in your online Open Enrollment book. A new document summarizing health plan coverage, the Summary of Benefits and Coverage (SBC), is also be available on the Benefits Office website. An SBC is a document summarizing health plan coverage in a standard format mandated by Federal legislation.
Additional Information:
- View your 2013 rates
- Retiree 2013 Health Plan rates
- Open Enrollment Books
- Health Plan Navigator
- Flexible Spending Accounts
- Frequently asked benefits questions: askhr.umich.edu
- Consult with a benefits representative in the HR/Payroll Service Center by calling 5-2000 (Ann Arbor campus), 734-615-2000 (local or off-campus), or 866-647-7657 (toll-free for off-campus long-distance calling) Monday through Friday from 8 a.m. to 5 p.m. Eastern Time. Staff from the Flint campus should call the UHR – Flint Service Team at 810-762-3150.
Return to this page for frequent updates.
Plans You Can Change or Elect at Any TimeYou may want to review your participation in the following benefits plans that are not part of the Open Enrollment process. To review your current benefits, log on to Wolverine Access and select Benefits Summary under Benefits on Self Service. If you are eligible, you may change or enroll in these plans at any time. The effective date of your enrollment or change and the paycheck in which the enrollment or change will take effect depends on the plan and when you complete enrollment. See the Benefits Office website for enrollment instructions.
Beneficiary UpdatesWhile you are thinking about your benefits coverage, this may be a good time to review your beneficiary designations to make sure they are up to date. See Beneficiary for more information. |
The University of Michigan in its sole discretion may modify, amend, or terminate the benefits provided with respect to any individual receiving benefits, including active employees, retirees, and their dependents. Although the university has elected to provide these benefits this year, no individual has a vested right to any of the benefits provided. Nothing in these materials gives any individual the right to continued benefits beyond the time the university modifies, amends, or terminates the benefit. Anyone seeking or accepting any of the benefits provided will be deemed to have accepted the terms of the benefits programs and the university's right to modify, amend or terminate them.