Life Events - Open Enrollment for 2013 benefits

Flexible Spending Accounts for 2013

Open Enrollment for making changes to your benefits for 2013 is over, but there is still time to enroll in a Flexible Spending Account.

FSA Limit Will Change

New legislation from the Affordable Care Act goes into effect for 2013 that will reduce the annual Health Care FSA contribution limit from $6,000 to $2,500.  The limit for the Dependent Care FSAs remains $5,000 per family.  Complete information on this change can be found at healthcare.gov

What's New for 2013

The following changes take effect on January 1, 2013. 

  • List of covered preventive services
    Depending on your age, gender, and health status, the Affordable Care Act has expanded the list of preventive services covered at no cost to you.  In certain circumstances your copayment or deductible may be waived for certain preventive screenings, immunizations and counseling services.  To find out which preventive services have been added, visit the Healthcare.gov website at healthcare.gov/prevention/index.html

  • Health Care Flexible Spending Account limit will change
    New legislation from the Affordable Care Act goes into effect for 2013 that will reduce the annual Health Care FSA contribution limit from $6,000 to $2,500.  The limit for the Dependent Care FSA's remains $5,000 per family.  Complete information on this change can be found at healthcare.gov
  • Click here for more information on FSAs

  • Autism Diagnosis and Treatment
    Beginning January 1, 2013, all University of Michigan health plans will comply with the State of Michigan request to provide coverage for diagnosis and treatment of autism spectrum disorders. Please contact your health plan for specific coverage provisions before seeking treatment.

  • Summary of Benefits and Coverage
    As in previous years, detailed health plan information is available through the Benefits Office website and in your online Open Enrollment book.  A new document summarizing health plan coverage, the Summary of Benefits and Coverage (SBC), is also be available on the Benefits Office website.  An SBC is a document summarizing health plan coverage in a standard format mandated by Federal legislation.  

Additional Information:

Return to this page for frequent updates.

Plans You Can Change or Elect at Any Time

You may want to review your participation in the following benefits plans that are not part of the Open Enrollment process. To review your current benefits, log on to Wolverine Access and select Benefits Summary under Benefits on Self Service. If you are eligible, you may change or enroll in these plans at any time. The effective date of your enrollment or change and the paycheck in which the enrollment or change will take effect depends on the plan and when you complete enrollment. See the Benefits Office website for enrollment instructions.

Beneficiary Updates

While you are thinking about your benefits coverage, this may be a good time to review your beneficiary designations to make sure they are up to date. See Beneficiary for more information.

 

 

 

 

Limitations
The University of Michigan in its sole discretion may modify, amend, or terminate the benefits provided with respect to any individual receiving benefits, including active employees, retirees, and their dependents. Although the university has elected to provide these benefits this year, no individual has a vested right to any of the benefits provided. Nothing in these materials gives any individual the right to continued benefits beyond the time the university modifies, amends, or terminates the benefit. Anyone seeking or accepting any of the benefits provided will be deemed to have accepted the terms of the benefits programs and the university's right to modify, amend or terminate them.