life events: annual Open Enrollment period

Open Enrollment is an annual event, usually in October, when faculty, staff, and retirees can make changes to their U-M benefits. Changes made during Open Enrollment take effect January 1.

Other times when you may be eligible to enroll in or make changes to your benefits include:

  • as a new hire or newly eligible for benefits
  • when you experience a qualified family status change, such as marriage, divorce, or the birth or adoption of a child

See Life Events for more information on qualified family status changes.

Benefits Plans You Can Change or Elect at Any Time

The following benefits plans are not part of the annual Open Enrollment process and if you are eligible you may enroll or change your coverage in these plans at any time. The effective date of your enrollment or change and the paycheck in which the enrollment or change will take effect depends on the plan and when you complete enrollment.

To review your current benefits, log on to Wolverine Access and select Benefits Summary under Self Service > Benefits.

Beneficiary Updates

While you are thinking about your benefits coverage, this may be a good time to review your beneficiary designations to make sure they are up to date. See Beneficiary for more information.






The University of Michigan in its sole discretion may modify, amend, or terminate the benefits provided with respect to any individual receiving benefits, including active employees, retirees, and their dependents. Although the university has elected to provide these benefits this year, no individual has a vested right to any of the benefits provided. Nothing in these materials gives any individual the right to continued benefits beyond the time the university modifies, amends, or terminates the benefit. Anyone seeking or accepting any of the benefits provided will be deemed to have accepted the terms of the benefits programs and the university's right to modify, amend or terminate them.