Benefits Eligibility - Research Fellows
|Eligibility Criteria||Eligible||Not Eligible|
For health care coverage, you must have a 0% or greater appointment and funding (stipend, Special Purpose Funds) or salary for a minimum of 4 continuous months.
For life insurance and supplemental Retirement Savings Plans, you must have more than a 0% appointment and university funding. Stipend money is not eligible.
For dental, you must have a 0% or greater appointment.
Research Fellows must provide proof of comparable coverage to waive U-M health coverage and prescription drug plan coverage (SPG 201.19).
Dental Plan (Option 1, 2, or 3)
University Life, Optional Life, and Dependent Life Insurance (0% or greater appointment, stipend funds not eligible)
Flexible Spending Accounts (0% or greater appointment, stipends or temporary hourly wages not eligible)
Retirement Savings Plan (SRA only) with a 1% or greater appointment, stipend funds or temporary hourly wages are not eligible
MHealthy Rewards program
Basic Retirement Savings Plan
The University of Michigan in its sole discretion may modify, amend, or terminate the benefits provided with respect to any individual receiving benefits, including active employees, retirees, and their dependents. Although the university has elected to provide these benefits this year, no individual has a vested right to any of the benefits provided. Nothing in these materials gives any individual the right to continued benefits beyond the time the university modifies, amends, or terminates the benefit. Anyone seeking or accepting any of the benefits provided will be deemed to have accepted the terms of the benefits programs and the university's right to modify, amend or terminate them.