Benefits A-Z
developed by HR communications

Benefits Eligibility - Research Fellows

Eligibility Criteria Eligible for these plans Not eligible for these plans

For medical insurance, you must have a 0% or greater appointment and funding (stipend, Special Purpose Funds) or salary for a minimum of 4 continuous months.

For life insurance and supplemental retirement plans, you must have more than a 0% appointment and University funding. Stipend money is not eligible.

For dental, you must have a 0% or greater appointment.

Research Fellows must provide proof of comparable coverage to waive medical insurance and prescription drug plan coverage (SPG 201.19).

Medical, including Prescription Drug coverage

Dental Plan (Option 1, 2, or 3)

Vision Plan

Long-Term Care

Legal Plan

University Life, Optional Life, and Dependent Life Insurance (0% or greater appointment, stipend funds not eligible)

Flexible Spending Accounts (0% or greater appointment, stipends or temporary hourly wages not eligible)

Retirement Plan (SRA only) with a 1% or greater appointment, stipend funds or temporary hourly wages are not eligible

Travel Accident Insurance and Secure Travel Plan

Long-Term Disability

Basic Retirement Plan

Limitations
The University of Michigan in its sole discretion may modify, amend, or terminate the benefits provided with respect to any individual receiving benefits, including active employees, retirees, and their dependents. Although the university has elected to provide these benefits this year, no individual has a vested right to any of the benefits provided. Nothing in these materials gives any individual the right to continued benefits beyond the time the university modifies, amends, or terminates the benefit. Anyone seeking or accepting any of the benefits provided will be deemed to have accepted the terms of the benefits programs and the university's right to modify, amend or terminate them.
Every effort has been made to ensure the accuracy of the benefits information in this site. However, if any provision on the benefits plans is unclear or ambiguous, the Benefits Office reserves the right to interpret the plan and resolve the problem. If any inconsistency exists between this site and the written plans or contracts, the actual provisions of each benefit plan will govern. The University of Michigan in its sole discretion may modify, amend, or terminate the benefits provided with respect to any individual receiving benefits, including active employees, retirees, and their dependents.