Benefits Eligibility - Faculty, Staff, LEO Lecturers III/IV, AFSCME, POAM, MNA, IUOE, Trades

Eligibility Criteria	Eligible for these plans	Not eligible for these plans
You are a regular faculty or staff member You have at least a 50% appointment lasting 4 continuous months or longer (exception: for Long-Term Disability, your appointment must last 8 months or longer) Basic Retirement Plan and SRA eligibility only requires a 1% or greater appointment and funding for 4 consecutive months or longer Basic Long-Term Disability is only available to AFSCME members	Medical, including Prescription Drug coverage Dental Plan (Option 1, 2, or 3) Vision Plan Long-Term Care Legal Plan Expanded Long-Term Disability University Life, Optional Life, and Dependent Life Insurance Flexible Spending Accounts Basic Retirement Plan and SRA Travel Accident Insurance and Secure Travel Plan	GradCare (only available to graduate students) Basic Long-Term Disability (only available to AFSCME members)

Eligibility Criteria

Eligible for these plans

Not eligible for these plans

You are a regular faculty or staff member
You have at least a 50% appointment lasting 4 continuous months or longer (exception: for Long-Term Disability, your appointment must last 8 months or longer)
Basic Retirement Plan and SRA eligibility only requires a 1% or greater appointment and funding for 4 consecutive months or longer
Basic Long-Term Disability is only available to AFSCME members

Medical, including Prescription Drug coverage

Dental Plan (Option 1, 2, or 3)

Vision Plan

Long-Term Care

Legal Plan

Expanded Long-Term Disability

University Life, Optional Life, and Dependent Life Insurance

Flexible Spending Accounts

Basic Retirement Plan and SRA

Travel Accident Insurance and Secure Travel Plan

GradCare (only available to graduate students)

Basic Long-Term Disability (only available to AFSCME members)

Limitations
The University of Michigan in its sole discretion may modify, amend, or terminate the benefits provided with respect to any individual receiving benefits, including active employees, retirees, and their dependents. Although the university has elected to provide these benefits this year, no individual has a vested right to any of the benefits provided. Nothing in these materials gives any individual the right to continued benefits beyond the time the university modifies, amends, or terminates the benefit. Anyone seeking or accepting any of the benefits provided will be deemed to have accepted the terms of the benefits programs and the university's right to modify, amend or terminate them.

Every effort has been made to ensure the accuracy of the benefits information in this site. However, if any provision on the benefits plans is unclear or ambiguous, the Benefits Office reserves the right to interpret the plan and resolve the problem. If any inconsistency exists between this site and the written plans or contracts, the actual provisions of each benefit plan will govern. The University of Michigan in its sole discretion may modify, amend, or terminate the benefits provided with respect to any individual receiving benefits, including active employees, retirees, and their dependents.