Benefits Books
IMPORTANT: All of the books listed are in Adobe Portable Document Format (PDF). If you do not already have Adobe Acrobat Reader on your computer, you must download and install Adobe Acrobat Reader before you will be able to view or print Benefits books.
Overview of all U-M Benefits Plans
- Your Benefits 2013
Contains comprehensive benefits information, including eligibility, how to enroll, plan descriptions, and much more.
Health Plans
Blue Cross Blue Shield of Michigan Community Blue PPO
Member Handbooks
- Blue Cross Blue Shield Community Blue PPO Member Handbook
- LEO - Blue Cross Blue Shield Community Blue PPO Member Handbook
Benefits-at-a-Glance
- Blue Cross Blue Shield of Michigan Community Blue PPO Benefits-at-a-Glance 2012
- LEO - Blue Cross Blue Shield of Michigan Community Blue PPO Benefits-at-a-Glance 2012
Comprehensive Major Medical (CMM)
GradCare for eligible graduate students
Health Alliance Plan (HAP)
- Health Alliance Plan (HAP) Certificate of Coverage
This booklet provides the provisions, limitations, and exclusions of the Health Alliance Plan (HAP) HMO benefit plan. The riders to the university’s agreement with HAP are available from the links below:- HAP Riders
- HAP Riders for LEO Union Members (update available soon)
U-M Premier Care
- U-M Premier Care Benefit Document 2013
- U-M Premier Care Benefits-at-a-Glance 2013
- U-M Premier Care Member Handbook
- U-M Premier Care Plan 65 Medicare Primary Members Benefits-at-a-Glance 2013
- U-M Premier Care Plan 65 Complementary Medicare Amendment
- GEO U-M Premier Care Benefits-at-a-Glance 2013
- LEO Union Amendment to U-M Premier Care Benefit Document 2012
- LEO U-M Premier Care Benefits-at-a-Glance 2013
HIPAA Notice of Privacy Practices and COBRA Rights and Responsibilities
- HIPAA Notice of Privacy Practices
Privacy rules under the Health Insurance Portability and Accountability Act (HIPAA), apply to participants in certain types of health plans. The Consolidated Omnibus Budget Reconciliation Act of 1986 (COBRA) allows you to continue your coverage under certain health plans at your own expense after you terminate employment for any reason. The Benefits Office is required by HIPAA and COBRA legislation to provide these notices related to protections and privileges assured by these two federal laws.
U-M Prescription Drug Plan
- 2013 U-M Prescription Drug Plan Welcome Booklet
This booklet is sent to new U-M Prescription Drug Plan members and provides information about your 2013 prescription drug plan coverage. Your University of Michigan Prescription Drug Plan coverage is administered by MedImpact. Mail order services are handled through NoviXus Pharmacy Services.
Flexible Spending Accounts
- 2013 Flexible Spending Accounts
This book describes Health Care Flexible Spending Accounts and Dependent Care Flexible Spending Accounts, which allow you to set aside pre-tax dollars for certain out-of-pocket expenses.
- Information sheets from the university's FSA vendor, PayFlex/HealthHub:
Dental Plan
- Delta Dental Plan
Contains the certificate of coverage and plan information for Delta Dental Option 1, Option 2, and Option 3 dental plans.
- Dental Plan Option 1 Summary of Benefits
- Dental Plan Option 2 Summary of Benefits
- Dental Plan Option 3 Summary of Benefits
Group Legal Plan
- Group Legal
Plan
This summary provides general information about the legal plan.
Vision Plan
- Vision Care Plan Benefit Description
This brochure from Davis Vision includes a description of the vision plan and highlights the benefits, features, and costs.
Life Insurance Plans
- University
Group Term Life Insurance Plans
Includes detailed information about the University Life Insurance Plan, the Optional Life Insurance Plan, and the Dependent Life Insurance Plan.
Long-Term Disability Plans
Long-Term Disability Plans are designed to provide you with income and benefit protection should you become totally disabled.
- Basic Long-Term Disability
The Basic Long-Term Disability (LTD) Plan is available to AFSCME members only, after four years of service.
- Expanded Long-Term Disability Plan
The Expanded Long-Term Disability Plan is available to faculty (except Supplemental faculty), staff, and members of IUOE, POAM, MNA, Trades, and LEO members including Lecturer I with 2 years of service.
Retirement Savings Plans
Important Note: Individuals hired or newly eligible on or after January 1, 2010 must complete a 12-month waiting period to become eligible to receive the 10% U-M contribution to the Retirement Savings Plan.
- University of Michigan Retirement Savings Plan
Contains detailed information about the university's retirement savings plan.
- 457(b) Plan Handbook
- IRS / SRA Max Limit Handbooks
You can find more detailed information on how your contribution limit for the retirement plan is calculated by reading the Max Limit handbooks.
Benefits for Other Qualified Adults
- Benefit Resources for Other Qualified Adults
Contains detailed information about eligibility and benefits coverage for Other Qualified Adults (domestic partners) under U-M benefit plans.
Benefits in Retirement
- Your Retirement Benefits
Information about your benefits when you retire from the university.
Off-Campus Travel
- Off-Campus Travel Handbook
Information for U-M faculty, staff, and graduate students traveling on university-related business.
Limitations
The University of Michigan in its sole discretion may modify, amend, or terminate the benefits provided with respect to any individual receiving benefits, including active employees, retirees, and their dependents. Although the university has elected to provide these benefits this year, no individual has a vested right to any of the benefits provided. Nothing in these materials gives any individual the right to continued benefits beyond the time the university modifies, amends, or terminates the benefit. Anyone seeking or accepting any of the benefits provided will be deemed to have accepted the terms of the benefits programs and the university's right to modify, amend or terminate them.
The University of Michigan in its sole discretion may modify, amend, or terminate the benefits provided with respect to any individual receiving benefits, including active employees, retirees, and their dependents. Although the university has elected to provide these benefits this year, no individual has a vested right to any of the benefits provided. Nothing in these materials gives any individual the right to continued benefits beyond the time the university modifies, amends, or terminates the benefit. Anyone seeking or accepting any of the benefits provided will be deemed to have accepted the terms of the benefits programs and the university's right to modify, amend or terminate them.
Every effort has been made to ensure the accuracy of the benefits information in this site. However, if any provision on the benefits plans is unclear or ambiguous, the Benefits Office reserves the right to interpret the plan and resolve the problem. If any inconsistency exists between this site and the written plans or contracts, the actual provisions of each benefit plan will govern. The University of Michigan in its sole discretion may modify, amend, or terminate the benefits provided with respect to any individual receiving benefits, including active employees, retirees, and their dependents.