Benefit Groups - Retirees

The university offers its retirees a broad selection of benefits options. If you have questions, benefits representatives are available to assist you. Call the HR/Payroll Service Center at 734-615-2000 or toll-free at 1-866-647-7657 for assistance.

Retiree Benefits

Benefits coverage for you and your eligible dependents in effect at the time of your retirement continues. Plans for U-M retirees include (click on any of the links below to learn more about a particular benefit):

Frequently Asked Questions

When I retire, when do my U-M active employee benefits end? 
Active employee benefits end the 1st of the month following the retirement date, unless the date of retirement is 1st of the month. Benefits end on the date of retirement if the date of retirement is the 1st day of the month.

When do U-M retiree benefits start? 
Retiree benefits start the 1st of the following month unless the date of retirement is is 1st of the month, in which case benefits start on the 1st day of the month.

What do I need to do to continue benefits in retirement?
Benefits coverage in effect at the time of your retirement continue automatically as long as retiree premiums are paid within 30 days of the due date. Retirees participate in annual Open Enrollment to make benefits changes, however they may not add new dependents. Only eligible dependents covered at the time of retirement who remain eligible may continue to be covered during retirement.

See the book Your Retirement Benefits for more information about your benefits during retirement.

 

Choose From Two Ways to Pay Your Benefit Premiums

Limitations
The University of Michigan in its sole discretion may modify, amend, or terminate the benefits provided with respect to any individual receiving benefits, including active employees, retirees, and their dependents. Although the university has elected to provide these benefits this year, no individual has a vested right to any of the benefits provided. Nothing in these materials gives any individual the right to continued benefits beyond the time the university modifies, amends, or terminates the benefit. Anyone seeking or accepting any of the benefits provided will be deemed to have accepted the terms of the benefits programs and the university's right to modify, amend or terminate them.