Benefit Groups - Research Fellows
Eligibility Requirements
For medical insurance, you must have a 0% or greater appointment and funding (stipend, Special Purpose Funds or salary) for a minimum of four continuous months.
Research Fellows must provide proof of comparable coverage to waive medical insurance and prescription drug plan coverage. If proof is not received and no medical election has been made, you will be enrolled in Comprehensive Major Medical, single person coverage.
For Life Insurance and supplemental retirement plans, you must have more than a 0% appointment and university funding. Stipend money is not eligible.
Benefits Available
- All health insurance plans
- Dental Plan Option 1, 2, 3
- University, Optional, and Dependent Group Term Life Insurance (Stipend money is not eligible)
- Vision Plan
- Legal Plan
- Supplemental Retirement Account (Stipend money is not eligible)
- Health Care Flexible Spending Account
- Dependent Care Flexible Spending Account
- Travel Accident Insurance
- Individual Long-Term Care Insurance
Limitations
The University of Michigan in its sole discretion may modify, amend, or terminate the benefits provided with respect to any individual receiving benefits, including active employees, retirees, and their dependents. Although the university has elected to provide these benefits this year, no individual has a vested right to any of the benefits provided. Nothing in these materials gives any individual the right to continued benefits beyond the time the university modifies, amends, or terminates the benefit. Anyone seeking or accepting any of the benefits provided will be deemed to have accepted the terms of the benefits programs and the university's right to modify, amend or terminate them.
The University of Michigan in its sole discretion may modify, amend, or terminate the benefits provided with respect to any individual receiving benefits, including active employees, retirees, and their dependents. Although the university has elected to provide these benefits this year, no individual has a vested right to any of the benefits provided. Nothing in these materials gives any individual the right to continued benefits beyond the time the university modifies, amends, or terminates the benefit. Anyone seeking or accepting any of the benefits provided will be deemed to have accepted the terms of the benefits programs and the university's right to modify, amend or terminate them.
Every effort has been made to ensure the accuracy of the benefits information in this site. However, if any provision on the benefits plans is unclear or ambiguous, the Benefits Office reserves the right to interpret the plan and resolve the problem. If any inconsistency exists between this site and the written plans or contracts, the actual provisions of each benefit plan will govern. The University of Michigan in its sole discretion may modify, amend, or terminate the benefits provided with respect to any individual receiving benefits, including active employees, retirees, and their dependents.