Benefit Groups - Long-Term Disability (LTD) Recipients

The Benefits Office offers its Long-Term Disability (LTD) recipients a broad selection of benefits options. If you have questions, benefits representatives are available to assist you. Call the HR/Payroll Service Center at 734-615-2000 or toll-free at 1-866-647-7657, 8:00 a.m. - 5:00 pm. Monday - Friday.

LTD Benefits

Benefits coverage continues for you and eligible dependents in effect at the time your LTD benefits begin. You may refer to the chart below for further details.

Other Benefits

Benefit

What to Consider

Health Plan
Dental Plan Option 1
Group Term Life Insurance
Prescription Drug

Your coverage will continue at no cost to you. You may continue dependent coverage only for those named dependents who are enrolled as of your last day of pay. Note: You cannot add dependents to your coverage while you are on disability unless dependents qualify under the provisions of the university's commercial transfer policy. If you remove dependents from your coverage, you will not be eligible to re-enroll them at a later date.

University Basic Retirement Savings Plan

If you are enrolled in the Basic Retirement Savings Plan or if you are a compulsory Basic Retirement Savings Plan participant, the Plan will provide Basic Retirement Savings Plan contributions as a percentage of your covered base salary at the time of your disability, to the extent it is legally permitted. Additional contributions cannot be made under the provisions of this Plan.

Dental Option 2 and 3
Group Legal
Vision

You are eligible to continue these benefits and must pay the full employee contribution for them yourself; however, if you withdraw from these benefits, you may not be able to re-enroll at a later date.

Click the links below to learn more about LTD benefits.

Limitations
The University of Michigan in its sole discretion may modify, amend, or terminate the benefits provided with respect to any individual receiving benefits, including active employees, retirees, and their dependents. Although the university has elected to provide these benefits this year, no individual has a vested right to any of the benefits provided. Nothing in these materials gives any individual the right to continued benefits beyond the time the university modifies, amends, or terminates the benefit. Anyone seeking or accepting any of the benefits provided will be deemed to have accepted the terms of the benefits programs and the university's right to modify, amend or terminate them.